Investment and life

 投資週記 26 April, 2025 每週市場更新 Disclaimer: The information provided here is intended for general knowledge and informational purposes only, and does not constitute financial advice. Investment decisions should be based on your specific financial situation and needs, and after consultation with a qualified financial advisor. *本網頁屬個人博客，一切言論純粹是表達本人的個人意見或經驗分享，無論在任何情況下，不應被視為投資建議，也不構成要約、招攬、邀請、誘使、建議或推薦， 本人亦無法保證部落格內容的真實性和完整性。 讀者務請運用個人獨立思考能力自行求證和分析, 讀者一切的投資決定以及該投資決定引致的收益或損失，概與本人無涉。  受貿易緊張局勢緩解和對聯準會獨立性的擔憂減輕的推動，本週股市強勁反彈。主要指數表現如下： 標普 500 指數：上漲 4.6%，收在 5,525 點。 那斯達克：上漲6.7%，收在17,383點。 道瓊工業指數：上漲2.5%，收在40,114點。 MSCI EAFE（國際股票）：上漲 2.6%，收在 2,452 點。 10年期公債殖利率：下跌0.1%至4.26%。 石油：下跌 1.2% 至每桶 63.25 美元。 債券：上漲 0.7%，收在 98.60 美元。 儘管出現了這種反彈，但年初至今的表現反映出 2025 年仍充滿挑戰： 標普 500 指數：下跌 6.1%。 納斯達克：下跌 10.0%。 道瓊指數：下跌5.7%。 MSCI EAFE：上漲 8.4%，顯示國際表現更強。 標普 500 指數較 2 月 19 日的高點下跌 10%，但較 4 月 9 日的低點上漲 10%，顯示市場趨於穩定，但有可能重新測試近期低點。 關鍵市場驅動因素 本週的市場動態受多種因素影響： 貿易緊張局勢 4月初，川普總統宣布徵收關稅，引發了貿易政策的不確定性，成為市場波動的重要因素。然而，最近的事態發展緩解了人們的擔憂： 美國正在考慮降低對...

 投資週記 20 April, 2025 每週市場更新 Disclaimer: The information provided here is intended for general knowledge and informational purposes only, and does not constitute financial advice. Investment decisions should be based on your specific financial situation and needs, and after consultation with a qualified financial advisor. *本網頁屬個人博客，一切言論純粹是表達本人的個人意見或經驗分享，無論在任何情況下，不應被視為投資建議，也不構成要約、招攬、邀請、誘使、建議或推薦， 本人亦無法保證部落格內容的真實性和完整性。 讀者務請運用個人獨立思考能力自行求證和分析, 讀者一切的投資決定以及該投資決定引致的收益或損失，概與本人無涉。  美國股市與全球金融市場每週更新：2025年4月14日至21日 主要指數表現 美國股市：每週表現 受貿易緊張局勢和企業獲利報告的影響，美國股市過去一周出現下跌。 道瓊斯指數 跌527.16點或1.33%，報39,142.23點。總結一周，道指跌2.66%。 標普500指數 升7.00點或0.13%，報5,282.70點。本星期跌1.5%。 納斯達克指數 跌20.71點或0.13%，報16,286.45點。全周跌2.62%。 紐約5月期油 收報64.68美元一桶，升2.21美元或3.5%。 紐約6月期金 收報3,328.4美元一盎司，跌18.0美元或0.5%。 比特幣 截至美東時間下午4時報84,938.78美元，升585.93美元或0.69%。 地緣政治事件與關稅不確定性：持續的中美貿易緊張局勢，尤其是關稅，嚴重影響了市場情緒。川普總統激進的貿易言論和對聯準會主席鮑威爾的批評引發了人們對央行獨立性和全球經濟穩定的擔憂，加劇了人們對美國經濟放緩或衰退的擔憂。 經濟數據：混合訊號引發波動。生產者物價指數下降0.4%，顯示通膨正在降溫，但消費者信心減弱，一年期通膨預期飆升至6.7%，為1981年以來的最高水準。首次申請失業...

投資週記 13 April, 2025 每週市場更新 Disclaimer: The information provided here is intended for general knowledge and informational purposes only, and does not constitute financial advice. Investment decisions should be based on your specific financial situation and needs, and after consultation with a qualified financial advisor. *本網頁屬個人博客，一切言論純粹是表達本人的個人意見或經驗分享，無論在任何情況下，不應被視為投資建議，也不構成要約、招攬、邀請、誘使、建議或推薦， 本人亦無法保證部落格內容的真實性和完整性。 讀者務請運用個人獨立思考能力自行求證和分析, 讀者一切的投資決定以及該投資決定引致的收益或損失，概與本人無涉。  As of Sunday, April 13, 2025, the U.S. financial markets have experienced significant volatility, primarily driven by President Trump's aggressive tariff policies and subsequent partial reversals. The week was marked by sharp declines, brief rallies, and ongoing investor uncertainty. ​ 📉 Market Performance Overview The major U.S. stock indices faced considerable turbulence: ​ S&P 500 (SPY) : Closed at $533.94, up 0.0176% from the previous close. ​ Dow Jones Industrial Average (DIA) : Ended at $401.91,...

  Executive Summary The list includes a diverse mix of high-quality, profit‐driven companies spanning consumer staples, healthcare, technology, financial services, industrials, and aerospace/defense. These stocks are noted for their strong margins, consistent earnings, and resilient business models, making them attractive long‐term holdings. However, each sector carries its own set of risks and cyclical factors that require careful portfolio construction and periodic rebalancing. Key Observations Defensive Consumer Staples & Healthcare: Colgate-Palmolive (CL), Kimberly-Clark (KMB), Clorox (CLX):   These companies offer stability, predictable cash flows, and often provide dividends that can cushion volatility. DaVita (DVA) and AbbVie (ABBV):   Represent healthcare services and pharmaceuticals with robust profitability, though regulatory risks remain a factor. Technology & High-Growth Leaders: Apple (AAPL):   A dominant brand with strong innovation and a health...

 投資週記 March 30, 2025 每週市場更新 Disclaimer: The information provided here is intended for general knowledge and informational purposes only, and does not constitute financial advice. Investment decisions should be based on your specific financial situation and needs, and after consultation with a qualified financial advisor. *本網頁屬個人博客，一切言論純粹是表達本人的個人意見或經驗分享，無論在任何情況下，不應被視為投資建議，也不構成要約、招攬、邀請、誘使、建議或推薦， 本人亦無法保證部落格內容的真實性和完整性。 讀者務請運用個人獨立思考能力自行求證和分析, 讀者一切的投資決定以及該投資決定引致的收益或損失，概與本人無涉。  Date: April 05, 2025 1. Executive Summary Market Overview: U.S. equity markets are in significant correction mode following a steep two-day selloff driven by escalating U.S.–China trade tensions and tariff retaliations. The S&P 500 has fallen 5.97% (a ~10% two-day drop with a market cap loss of approximately $5.4 trillion), the Dow Jones is down 5.5%, and the Nasdaq, which is now down 22% from its all-time high, has dropped 5.82%—pushing it into bear market territory. The Russell 2000 and Nasdaq 100 have a...